Top Paying Online Casinos in 2024

We created this casinos guide to give all you need to know about which online casinos have the best payouts and how to choose the best online casino for you.

Top 10 Paying Online Casinos NZ - May 2024
CasinoBonusUser RatingPlay
Rainbow Spins Casino Rainbow Spins
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Caxino casino Caxino Casino €200+ 100 Free Spins
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Grand Ivy Casino Grand Ivy $1500+ 100 Free Spins
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Betandplay casino Betand​play $2500+ 300 Free Spins
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Megaslot Casino Mega​slot
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Zodiac Zodiac Casino $480+ 80 Free Spins
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Cosmo Casino Cosmo Casino $250150 Free Spins
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Wildz Wildz
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The Gaming Club Gaming Club $350
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Loot casino Loot Casino $5000 + 50 Free Spins
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Casino Best Payout NZ Casino Best Payout NZ

What Are the Highest Payout Online Casinos?

We now turn our focus to the best payout online casinos. Of course each site is unique and has lots to offer in different ways, so it can be hard to compile a list keeping everyone in mind. However, there are some essential points of an online casino that players are hoping to find such as the average payout percentage, casino bonus codes and a casino’s best features from game choice to security, software providers to promotions. You should note that some casinos serve bonuses based on deposits. some common examples are $20 deposit bonusesand  high roller bonuses for $30 deposits to give you the best overview.

While there is no one right answer as to what is the best NZ online casino, we share five of our top picks that we believe have excellent features and are strong choices to be a high paying online casino.

Caxino Casino

Caxino casinojoined the list of new online casinos, offering the best choice of games, security, and customer service. They are a leading highest pay out casinos with a mixture of exclusive and state of the art games to ensure the gaming experience is always the best of the best. Like all online casinos, you’ll find varying RTP for the available games, with the average pay out percentage at 95%-97%. The highest RTP you can find at Caxino casino is 99% for the table games like Blackjack.

Pros and Cons of Caxino

Games: Over 450 real money casino games spanning slots, classic table games, jackpots, live and real dealer casino games.
Software Providers: Caxino casino is supported by leading providers in the industry such as Evolution Gaming, Microgaming, NextGen Gaming, and NetEnt.
Mobile Gaming: It’s possible to play at Caxino wherever you are either through the optimized website
Bonuses: Caxino has numerous bonuses including an enticing welcome offer of a 100% match up bonus up to $200 + 100 free spins. Their other bonuses include cashbacks, Caxino bonus codes, double speed and reload bonuses
Promotions: Caxino can sometimes be lacking for their casino and live casino promotions. If you are a player who enjoys regular bonuses and promotions, you might not find it here.

Grand Ivy Casino

Grand Ivy proudly share their pay out percentage on their homepage for each year of operation. For this year, the average payout percentage across the whole casino was 96.78%. On their drops and wins, the RTP ranges from 93.99% - 95%. They pride themselves on providing a grand style entertaining platform with the biggest and best gaming titles on offer. You can be certain of a safe environment while playing at Grand Ivy.

Pros and Cons of Grand Ivy Casino

Bonuses and Promotions: Grand Ivy offer an incredible range of promotions. Currently, they have a $15,000 prize give away which includes the latest Apple gadgets and gizmos. Whether you are looking for weekly cash giveaways, a $50,000 cash prizes, and everything in between, you will be able to find something that fits your preferences.
Games: The selection at Grand Ivy is in a class of it’s own. You can find everything from slots, classic and modern variations of table games, exclusive games, Vegas, and Live dealer casino games that are perfect for novices to experienced players.
Loyalty Program: If the endless promotions wasn’t enough, Grand Ivy have still found a way to reward loyal members. Play at selected slot machines to earn casino bonuses, personalised gifts and a VIP host.
❌A minimum deposit of $20 is required to get their welcome bonus of a 100% match up deposit up to $300 + 25 free spins on Starbust.

VideoSlots Casino

VideoSlots is the highest pay out online casino on our list, hoping to deliver fair gaming and fun on their platform. They encompass four values being safety, customer support, purpose, and values, all with players in mind. The average payout percentage over all games on their site is 97.00%. They have multiple customized RTP variations from their game providers such as ReelPlay, Habanero, and NYX.

Pros and Cons of VideoSlots Casino

Software Developers: VideoSlots is quite unique in having over 180 different casino software developers powering their site. They are biggest online casino in the industry with over 9,000 games! This huge number of developers not only ensures that the games are of the highest quality, but also provide a wide range of gaming styles so there is truly something for everyone. As a top paying online casino, you will find games of many themes and game styles at VideoSlots casino.
Welcome Bonus: Get a 100% deposit bonus up to $200 only at VideoSlots casino. There is an initial deposit of at least $20 required to be eligible for this offer.
Help Section: Although there is a help section covering the main queries, it’s quite slow and clunky to use.

Casino Days

Casino Days is one of the biggest names in the gaming industry, with over 4,000 games. At Casino days, you can find an average online casino payout of 96.11%, with of course ranging RTP values for different games ranging typically between 94% to 96%, backed by independent companies such as Habanero, NETENT, Wazdan, and IRONDOG.

Pros and Cons of Casino Days

Games: Casino Days makes it easy to find a perfect game to match your preferences. Whether you have a particular theme in mind or perhaps find a game with specific features, it’s possible on their web or mobile site. In addition, you can find games with jackpots, bonuses, free spins, and official movie and TV titles.
Promotions: Casino Days provides daily promotions and generous VIP cashbacks of up to 20% which is paid out weekly. Get exclusive offers with their personalized treatment and higher value free spins
Software: It’s no surprise that there are some fantastic and cutting edge casino software providers backing Ladbrokes. Expect to find developers such as Microgaming, Playtech, NetEnt, Blueprint Gaming, and Red Tiger.
Payments: They do not offer numerous payment methods but at least have the most popular such as Visa, Mastercard, Skrill or Bank transfer.

Mr Bet Casino

Mr. Bet casino is dedicated to giving players the best gaming experience possible and offer crazy bonuses. New players receive bonuses right up to their 4th deposits. 150%, 100%, 75% and 100% match up bonuses on first 4 deposits respectively. Choose from thousands of the best games in a fair, safe, and responsible site where you can find an average payout percentage of 95.60% across the whole casino.

Pros and Cons of Mr Bet Casino

Responsible Gaming: Mr Bet is seriously at the forefront of responsible gaming with awards to back them up. They are highly-respected for their innovative tools to give control to players and help monitor gambling habits.
Live Casino: Find Roulette, Blackjack, Poker, Baccarat, and Game Shows all with professional and friendly dealers. Within each category you can find a perfect mix of classic and modern varieties of the games, all with the promise of delivering an immersive and entertaining experience.
Customer Service: Should you have any questions or queries, you can find an extensive help section at Mr Bet. Whether you are looking for information about game rules, your account, payments, or promotions, you can find it here.
Payment Methods: It is only possible to see the available methods for New Zealand players after signing up to Mr Bet.

Overview of Our Top Choices

⚡️ NZ Casino💰Welcome Bonus 💸 Payout Rate
CaxinoGet a 100% bonus up to $200 + 100 free spins97.20%
Grand IvyA welcome bonus up to $1,500 plus bonus spins96.78%
VideoSlotsget 100% up to NZ$200 on your first deposit97.00%
Casino DaysGet 100% bonus up to $50096.11%
Mr Bet Get up to NZ$2,250 400% match up bonus95.60%

Other Worthy Online Casino Mentions

It’s a tough competition to be the top online casino with highest payout percentage, so we will mention a few other online casino with some doubling as NZ betting sites. However, it’s still important to know that the higher the online casino payouts, doesn’t necessarily make it better than other casinos and if you are looking for a casino that transacts in NZ dollars, feel free to check our guide on NZD casinos

  1. Rizk Casino – 97.80%
  2. Spin Casino – 97.6%
  3. Boom Casino – 97.2%
  4. Xtremewin Casino – 97.12%
  5. Bluechip Casino – 96.12%

How to Find Online Casinos that Actually Pay Out

Online casinos should be about entertainment, but the idea of winning a little money along the way is exciting. While this shouldn’t be the sole focus of playing online casino games, the question we get asked time and time again is 'Which online casino pays out the most?'

When selecting real money casinos for fast payouts, there are numerous aspects to consider. The variety of games, available payment methods, quality of customer service, and attractive promotions all play a significant role. However, even if these elements are outstanding, it's crucial to ensure that the online casino has a reputation for distributing winnings efficiently and promptly.

This is where we come in. We want to make a clear and detailed guide from the best online casinos NZ to help all you Kiwi’s with making your choice for an online casino, so that you can have complete confidence in being able to get your winnings if you ever manage to strike a winning combination on a slot, secure a success on a scratch card, land a top hand in a live casino game, or anything in between.

General Online Casino Payment Information:

💰 Average Payout Rate: >95%
🎰 Top Pokie RTP:Mega Joker (99%) / Book of 99 (99%)
🌎 Country:NZ
⚡ Casino Gambling Licenses:Malta Gaming Authority / UKCG

Terms to Find the Best Online Casinos that Payout

Before we dive into sharing not only which online casinos actually pay out but which online casino pays the best, we want to cover some terms that you will see time and time again. Knowing these terms will help you make your decision and also give you some insight into how casinos earn their money.

The first term we want to cover is payout percentage. This is a number that can refer to the whole casino and can give players an idea of what winnings they could expect from an online casino. This number does this by telling you how much an online casino payout to players in respect to how much is wagered in total. As an example, if a casino has a payout percentage of 98%, this means of all the money wagered the casino will have kept 2% and paid out the other 98% to players that have won.

Another term that is often displayed is RTP. This stands for Return to Player Percentage and is often seen advertised for specific games at an online casino. It refers to how much you are expected to win after playing that game for a particular period of time. Examples:

  • An online slot with an RTP of 96% where you play with NZ$100, after a certain amount of time, should pay out an average of NZ$96, with the casino keeping the other 4%.
  • An online slot with a higher RTP of 97%, for the same amount of time and money, should pay out an average of NZ$97, meaning you should keep an extra $1 on average in the long run.

Of course, the RTP figure is based on the longest amount of time playing possible, so within the short term, anything is possible. It would be pretty boring if you knew exactly how much money you would win every time!

One thing that a RTP is not, is the indication of how many times you are likely to win. An example of this being two slots both with an RTP of 97%. One slot might pay out smaller amounts more frequently, while the other might pay out larger amounts infrequently.

So, now that we have these two terms covered, lets dive into how to find the top paying online casinos.

What Factors Are Found at the Best Payout Online Casinos?

There are some shared features that the best paying online casinos share. Check out our list below for some points to take into consideration.

  • Fully Licensed and Regulated: This is one of the biggest and most telling features for finding an online casino that pay without hopefully any problems, even if it is no deposit free spins casino. Reputable regulatory bodies hold online casinos to high standards of fairness, security, and tested, so you are much more likely to have less problems when withdrawing your winnings. The reputable regulatory bodies such as the Malta Gaming Authority and the United Kingdom Gambling Commission are just two examples of such organisations that you should look out for.
  • Independently Tested: eCOGRA is a standard across online casinos for fairness and security, amongst other things. Of course, a player must win for the casino to pay out, so ensuring that you are playing on fair games is a must. If an online casino has eCOGRA’s ‘Safe and Fair Seal’ and you are having problems that the customer support is not resolving, it’s possible to file a dispute on eCOGRA’s website.
  • High-end Software Providers: The backbone of any online casino is of course the games. Without them, there would be no way of winning anything. The best payout casino online are built on fantastic games, so finding a site with all the cutting edge casino software developers are key. It’s also worth noting that the most reputable software developers only partner with legitimate and fair online casinos.
  • Payment: This aspect encompasses not only the range of payment options available but also the promptness of withdrawal times at same day withdrawal online casinos. The best online casino payout should offer a variety of payment methods for players to withdraw their winnings with ease. Moreover, players should not encounter a complicated withdrawal process or excessively long waiting times for their funds.

What Games Have the Best Online Casino Payouts?

Of course, not all games are created equally regarding casino payouts. This section focuses all on the games and highlights some of the differences between their typical payouts.

  • Online Slots: Slot machines are usually the category of games that are most prevalent at online casinos. Depending on the type of slot, the theoretical RTP, bonus games, and the volatility, winning here could be very lucrative. Many online casinos will advertise the RTP for each slot, either on the game page or a dedicated separate page, so you can get a good understanding and find a slot that matches your personal preferences.
  • High and Low Volatility Games: If you are trying to find out which are the highest payout casino games. then differentiating between the volatility of games is imperative. You can expect bigger wins on games that have a high volatility, however this comes with the trade off with having less frequent wins.
  • Live Games: Live games are not only popular amongst players for their immersive and exciting atmosphere, they also typically have very high RTP. In addition, rather than a sophisticated algorithm determining whether a player wins or not, live games are dependent on the skill of a player, so it can be very attractive for players to this category of games.


Finding highest paying online casinos shouldn’t be solely based on what online casino pays out the most, as there are many different factors and features that are important. You should always take into consideration what types of games you like to play, whether that is slots, live table games, or something else, as each game will have a RTP to give additional information for that specific game. This figure will give you a better idea of what to expect for the games you prefer to play, and for example with slots, can help you to understand if it is a high or low volatility machine.

When selecting an instant withdrawal online casino, it is crucial to consider all your preferences and strike a balance in your decision-making process. Engaging in online casino games should primarily be about entertainment, with the added prospect of winning money. To guarantee the finest experience, ensure that the casino you choose meets a wide range of criteria, from game selection, payment options, and aesthetics to customer service and promotional offerings.

Finally, reputation goes a long way for online casinos, checking feedback online from other players is the perfect place to find honest opinions, so take the time to seek out some judgements from others online before taking the plunge and signing up to an online casino and also make sure you are always playing in a secured online casino.


What is ‘Payout Percentage’?

A payout percentage is a number referring to how much a casino has paid out in relation to how much players have wagered. As an example, if a casino has a payout percentage of 95%, this means over a certain period, the casino will have kept 5% of the total amount wagered while 95% has been won by players. Of course, finding an online casino with a high payout percentage is a good sign of potentially getting a return on your wagers.

What Does RTP mean?

This acronym stands for Return to Player. This figure describes the realistic outcome of how much money you should expect to receive after playing a game over a long period of time. For example, if a slot machine has an RTP of 96%, this means the algorithm powering the slot gives the casino a house edge of 4%. Many slot machines with a high RTP are often referred to as less volatile. This means players might find smaller wins more often. High volatile slots generally have a lower RTP, so players might find themselves winning larger amounts infrequently.

Whether you prefer games with a higher or lower RTP is completely down to your preferences.

Where Can I Find an RTP for a Particular Game at an Online Casino?

This will depend on which casino you are visiting. Some casinos like to include this figure, the rules, and sometimes screenshots of the gameplay when you click on the title of the game, whereas other casinos might have a dedicated page with all the RTP information on. Regardless of where the high paying online casinos keep this information, should be able to request RTP and payout percent information from a member of the customer support team.

Who Monitors RTP Values?

An online casino has several independent organisations to fairly test their games for an accurate RTP value. eCOGRA has gained a reputation as one of the most respected casino game testing organisations to date. In addition, regulatory bodies such as the Malta Gaming Authority and the UK Gambling Commission are two acknowledged authorities which holds online casinos with their license to very high standards – with correct testing and RTP imperative.

Which Online Casino Has the Best Payouts?

The best payouts for online casinos usually lie around 96%. Of course, as this figure is an average of all the games available at a particular site, you will be able to find some variation over the games. As an additional example, most slots with lower volatility will have a higher RTP, meaning more frequent wins in smaller amounts. High volatility slots on the other hand typically have less frequent wins in larger amounts. Live dealer casino games will also tend to have a high RTP value, with the skill of a player the biggest determining factor in the outcome. However, even live dealer table games will not have an RTP of 100%, as the casino will factor in a slight house edge to ensure they can still make some money.

What if an Online casino Doesn’t Pay Me?

At, we only share online casinos that are reliable and trustworthy, so you should never have a problem regarding a payout. We can ensure this by only recommending casinos that are fully licensed and regulated, which means there are many strict rules the casino must follow. However, if in the unlikely occurrence of this situation, your first step should be to contact the customer support at the online casino to resolve any issues.

What Happens if I Need Further Help with Withdrawing My Winnings?

If you need to get further assistance regarding your winnings, then you should seek help from the regulatory body that licenses the online casino. Many online casinos for New Zealand players have licenses from the Malta Gaming Authority or the Gambling Commission and offer assistance particularly in this area. In addition, independent organisations such as eCOGRA, if the online casino is approved by them, can also be contacted for help.


Daniel Chapman is our Editor-in-Chief. A man of many talents, he has been with OCNZ for the past three years. He graduated from the University of Waikato with a Master of Arts degree, so he knows what he is doing when it comes to ensuring that all of the content we publish is epic.

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New Zealand’s Best Online Casinos - May / 2024
Rainbow Spins Casino Rainbow Spins Play Now
Caxino casino Caxino Casino €200+ 100 Free Spins Play Now
Grand Ivy Casino Grand Ivy $1500+ 100 Free Spins Play Now
Betandplay casino Betand​play $2500+ 300 Free Spins Play Now
Megaslot Casino Mega​slot Play Now