Baccarat Casino Online – #1 Real Money Card Game in New Zealand

Loved by many card game players, the option of Baccarat is unquestionable the easiest of all card games and holds one of the best house edges across all casino games online. In this guide to the card game, you will know how to play, access the best baccarat casinos and know more why this is a must-play game.

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Accessing Baccarat Online Real Money

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Top 5 online casinos that offer baccarat live and virtual baccarat machines with free bonus offers to claim:

  • Rizk Casino
  • LeoVegas
  • 888 Casino
  • Dunder
  • Voodoo Dreams

Pick any one or more baccarat casino online and you will be able to claim first-hand, your exclusive welcome bonus to boost your bankroll for all future baccarat games ahead. Each NZ online casino is accessible from any device and allows for mobile users to access all games with and without an app. You can now play baccarat online for real money and win real NZ dollars.

Introduction to Baccarat

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So, what is baccarat? Well, it's a card game and it got huge notoriety when Author Ian Fleming referred to it in Casino Royale, this was indeed the game of choice for the main character James Bond 007.

With any baccarat casino online, players can enter the world of risk, dare and action themselves. Baccarat is an easy game to play where you have open betting options, diverse variants and access to live dealer tables of baccarat and a number of virtual tables to play the game instantly if using a mobile.

Baccarat has a house edge of only 1.24%. One of the lowest of any casino game.

You can bet for yourself, for a tie or that the dealer will win.

Claim free bonuses to play real money games of Baccarat online.

How to Play

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The variants of baccarat remain today in the online world. Punto Banco, Mini Baccarat and newer forms like Baccarat Squeeze all use the same gaming principles and rules.

The game is featured heavily in both live dealer sections of a casino and as virtual machines. Here is a step by step process of how you can play these games from your preferred TOP 10 casino online.

  • Select which variant of real money baccarat you wish to play inside your casino.
  • You must first select your bet amount and wager. You can bet on Yourself, the Bank (dealer) or a Tie.
  • You are dealt two cards and the bank (dealer) has two cards.
  • The object of the game is to get a total of 9 or as close to 9 as possible.
  • If your cards come to a total of 5 or under, you can get another card.
  • All face cards are valued at zero
  • Players cannot go over 9 as a total, so, for example, if you have 5 and an 8, your score is 3 and not 13. 8 - 5 = 3.

You can learn more in-depth understanding of how to play along with strategies from our 'How to Play Baccarat' guide.

Play for Free

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There are two ways to access free games of baccarat online. One option allows for players to practice the game and learn fully how to play against the virtual machines. The other allows you to receive credit funds to play for real money without needing to spend your own capital.

Free Demo Games: There is an abundance of free gaming online and we don't mean mobile app games. To get a sense of what playing online casino games is like without needing to join a site to play for real money, you are able to access hundreds of online games in their demo form, made by the same developers and used by the same top safe NZ casinos.

These games will enable you to learn the rules, discover strategies, learn about different developers and different variants.

Casinos Bonuses: All of the real money NZ casinos found through our TOP 10 list are giving players the chance to boost their funds with cash credit to play and free spins for virtual machines. There are a series of bonuses to be claimed throughout your time as a member. With new player bonuses and existing promotions to take advantage of.

Welcome bonuses, matched bonuses and no deposit free spins are just some of those that will allow you to eligibly play baccarat games online for free.

Online Casino Rules for Baccarat

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Is it all luck or can you integrate some skill into the game? The rules define is capable and what is not. We widely explained the rules of baccarat in this article. Grasp these points and the possibilities of winning become open.

  • Baccarat is a game that is usually played with 6 or 8 decks.
  • All face cards and cards of 10 are valued at ZERO.
  • Aces carry a value of 1 and not 11.
  • The winner is the player closest too or holding a total of 9

Before Playing the Game Baccarat Online

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With baccarat casino online, there is no easier game to play. Its roots began back in Italy over 500 years ago. It was amongst the card games associated with the aristocrats at the time. The game known as Baccarat, meaning 'zero', was based on the legend of a virgin that put her fate into the hands of a 9-sided dice. Landing an 8 or 9 would place her amongst the priestesses. If she landed a 6 or 7, she would be spared and allowed to live. Lower than a 6 and she would be banished to the sea to drown.

Somewhat dark, but regardless of her fate, it transpired into an all-consuming game where great fortune does come from the number 9.

The card game spread out from Italy and upon arriving in France, the game became known as Chemin de Fer. The aristocracy in France made this the must-play game at the time with King Charles VIII being a notable fan.

Over the many decades that followed, baccarat migrated to South America and in places like Cuba, the game was referred to as Punto Banco.

Leaping forward to the 1950s and Cuban casinos were closing down, and the game was left with no secure establishment to entertain card players.

The baccarat table was spotted in a few Vegas establishments but never brought in the number like other games. It became a niche and remained the one players of wealth would seek out.

Terms Used in Baccarat Online

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When you play the game online via a virtual machine a large proportion of the game is automated. It makes for faster and easier gameplay, guiding players through next moves and when to bet. There is no requirement to learn the terms that are used in baccarat if you are solely thinking of just playing these games.

If, however, you have an eye on the live dealer tables, then the terms are going to help. With live games, the host of the table will be talking to you and you can communicate back. So, because some online baccarat tables are either VIP or Premium, professional terms will be used, so pay attention, the list below will help.

Glossary of Baccarat Terms

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If you're new to baccarat, then the following glossary terms used within the game are going to help you learn and understand some of the meanings. This is a full and complete glossary that covers everything to do with playing online casino Baccarat.

Terms of Engagement

Banco: This term refers to the house or casino that comes from the South American form of the game. Banco also is a wager made to bet the house will win, this is a wager that carries a likelier outcome than that off the Punto (player) bet.

Bankroll: The bankroll is the expendable money the player has to gamble with. Controlling the bankroll is essential and the number one rule in self-management when deciding to gamble online.

Burn: The Burn is the first card to be removed from the table's shoe where all the card decks are stored. The card is not used and the action of this is to deter card counters from trying to work out their count.

Callman: The employee of the casino that controls the game of baccarat and 'calls' the actions of the game.

Commission: In some, but not all live casino games online with baccarat a commission charge is added, usually 5%. This happens through the Banco bet because of the favourable odds, so if you bet Banco and win 5% goes back to the bank. You have to check the commission before you play any online game live just in case the commission changes.

Down Card: This term refers to the cards that are placed face down on the baccarat table, more often than not, the dealer's cards.

Face Card: The face cards are those in a deck more commonly associated with the higher values. In the game of baccarat, the face cards are Jack, Queen and the King, but also 10, because none of these face cards come with any value and score a 0 in play.

La Grande: Translated in English as The Big One. This is called in baccarat when someone has a total of 9 in the game.

La Petite: Translating in English as The Small One. This is called in baccarat when someone has a total of 8 in the game.

Natural: This is a two-card win that will have been dealt as the original hand at the start of the game. If your natural hand is 8 or 9, then you are the automatic winner of the game.

Punto: The term Punto means Player. Punto is the bet made against the bank but comes with a higher advantage to the casino because of the house edge.

Shoe: The shoe is the box on the table that holds all the card decks that are used in baccarat. With live games, you will see the shoe replaced at intervals to stop players from card counting.

Standoff: The Standoff is in reference to a game tie, should all hands on the table be of equal value. You can bet on a tie, but this is not advised because of the rarity. The odds of winning a tie bet are approximately 8 to 1 or 9 to 1 depending on the table you play at or game you load up.

Up Card: All cards on the table that are facing upward in view of both player and banker.

Choosing Your Casino

As you discover the best NZ casino games, we encourage you to consider reading our casino guides and reviews such as the $30 deposit casino and new casinos list in New Zealand that will help you choose the best casino that meets your needs.

FAQ: Answering Your Top Questions About the Game

What is baccarat online?

Online baccarat is a card game that challenges the player to win the game by getting a score total of 9 from two cards. An additional third card can be dealt if the natural hand is below 5. In baccarat, you can bet on yourself to win, for the dealer to win or for the game to end in a tie.

Can I count cards in baccarat?

Counting cards is not illegal. In land-based casinos, it is more a rule of the house and not a legal policy. With online baccarat games or any other card games, it is impossible to card count even though no-one would ever know you are doing it. Decks and shoes are regularly changed and replaced in a game and for virtual machines, the cards are dealt based on an RNG system that could contain a billion decks.

What are the odds in baccarat?

The house edge in Baccarat come three-fold: 1. Baccarat Banker Edge is 1.06%. 2. Baccarat Player Edge is 1.24%. 3. Baccarat Tie Edge is 15.75%

Is playing baccarat difficult?

Baccarat is considered to be one of the easiest of card games to play inside any casino. You should, nevertheless, still practice with free demo games before you play for real money. After 20 minutes and a few games under the belt, you should be ready to play inside of the casinos listed on our website.


Daniel Chapman is our Editor-in-Chief. A man of many talents, he has been with OCNZ for the past three years. He graduated from the University of Waikato with a Master of Arts degree, so he knows what he is doing when it comes to ensuring that all of the content we publish is epic.

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